My Socialsite Activity


One Step at a Time

ORLY? - - Posted on November, 8 at 1:54 am

It might be tiring going to work practically every day and having to deal with the drama of my co-workers, but I enjoy having a steady income once again. Being self-employed is great, but if the revenue isn’t steady it’s scary. Not to mention, complete lack of benefits. I paid off Pyro (my car, a 2000 Dodge Neon) a two months ago and that was a big weight off my shoulders. One less bill to pay monthly, and now, the money not going to the car can go to get my credit cards paid off. I plan on keeping my Mastercard and Discover cards for emergencies, but I am so paying off the ones from Capital One.

I like having money when I need it, but the balances are getting crazy. Especially since my income wasn’t steady but I still needed to eat, buy gas, pay other expenses anyway. Discover is giving me trouble right now because they raised my minimum payment, so even though I was making the monthly payment, I wasn’t always meeting the minimum. I hope to get that completely fixed and under control with my next paycheck next week. :)

Still though, having a steady flow of income and other avenues pouring in as well has really taken off the stress I’ve been feeling lately. I’m not financially free yet, far from it, but I’m getting there. One of my biggest fears there at the end when I was paying off Pyro was to be visited by the Repo-man. For the past couple of months I’ve been meticulously keeping track of my income and my bills, plotting and strategizing ways to make every dollar count and I’ve found that taking the time to really sit down and lay it all out in front of me really helps. I see exactly what I have and can find the best way to take care of my responsibilities.

Debtmakeover_popupI’ve visited a lot of helpful websites during this time too. Hey, I want to fix my credit and will happily take any (free) advice that I can. In fact, there is a site that has been designed with women in mind and even offers a free ebook to help you out on your quest to financial freedom. You can get your FREE debt makeover guide here. I downloaded it earlier this evening and plan to read over it Saturday after I get off work. I hope it has some good tips and strategies in it. :)

Post?slot_id=24582&url=http%3a%2f%2fsocialspark

Salutations and thank you for visiting! If you're new here, you may want to subscribe to my RSS feed or sign up to receive email notifications when new posts are added.

Tagged: , , ,
Receive email notification of new entries?

Posted in ORLY? |

1 Comment »

  1. Mage (183) Charity said,

    MyAvatars 0.2
       November 11, 2008 @ 10:01 am

    I’m beginning to think I need something like this to be perfectly honest! LOL My bills are getting a bit out of control I think.

    By the way, I gave you an award - http://charity-lynn.com :)

RSS feed for comments on this post · TrackBack URI

Leave a Comment

DESPAIR Members Please Read FYI:
  1. Responses to comments will be posted here on the blog and automatically emailed to you. If you would like a private response please indicate so in your comment.
  2. Please only post comments that are relevant to the post. Should you wish to discuss anything else please see my contact page.
  3. To protect against spam and malicious comments, comment moderation has been enabled. Your comment will be approved by the Goddess before being displayed publicly. Please respect the opinions of others. Flaming of other commentors or the blog owner will not be tolerated.
  4. As the blog owner and resident Goddess, I have the final say. If your comment is found to be in violation of the aforementioned your comment will be deleted without notification. By submitting your comment you are agreeing to the terms and conditions outlined above and in my Commenter's Policy.