Comments on: Discover Card is Pissing Me Off

By: The Dude

The Dude — Tue, 16 Sep 2008 03:37:34 +0000

Trust me when I say, I FEEL YOU on this one. The absolute worst mistake I ever made was getting a credit card of any kind. I made a bunch of dumb purchases, and have just recently (finally) got Discover and the gang to stop calling me. And you’re right…they’re your best friend when you’re paying on time, but they turn into the Gestapo if you’re even a minute late. I do believe in paying on time, but everybody has run into a financial crunch of one kind or another at some time in their lives. At that point man, if you ain’t got it, you ain’t GOT it!!! .

By: Maria

Maria — Mon, 15 Sep 2008 04:00:04 +0000

@Julie
They do have low payments, but depending on the balance, it may be a lot to some people. They make their minimum over what your normal finance charge is, but under so it’s not seen as a big bill.

Still, that sucks that they keep calling you. Your phone calls with Discover remind me of the ones I keep having to make to Linksys. :dead:

By: Julie

Julie — Mon, 15 Sep 2008 03:32:45 +0000

That’s really crazy. Don’t credit cards have a realllly low minimum payment anyway so that they can earn interest on your balance?

By: Charity

Charity — Sun, 14 Sep 2008 21:11:41 +0000

Unfortunately, having worked for a credit card company before, I know how they work. They’ll threaten anything they can to get you to make that payment but still, they shouldn’t be bothering you for only one payment, and definitely once you spoke to a rep, you should not be receiving any more phone calls. That is harassment – but I’d be willing to bet that rep you spoke to never put a single note on your account about what you told her, which is why you’re getting calls. Believe me, they won’t quit until you make the payment.

This is why I refuse to ever work for the credit card industry again. They absolutely do not care about anything but that payment and they have absolutely no brains when it comes to trying to collect.